MOTO Merchant Accounts

Any merchant who is not able to physically swipe credit cards through a credit card processing machine thereby capturing the magnetic data can still perform credit card processing with a MOTO (Mail Order / Telephone Order) Merchant Account. Using a MOTO Merchant Account, merchants will manually key into a terminal the credit card number, expiration date, CVV2 code, invoice #, billing address, billing zip, and the amount of the sale. Although all of this information does help to deter fraud, MOTO merchant account transactions are still more risky than retail swiped transactions and hence carry slightly higher discount rates and fees. Many different merchant types use MOTO merchant accounts such as home businesses, delivery, trade show, livery, catalog sales, phone sales, internet merchants and many others.  Some merchants use manual imprinters at the point of sale and key in the information into a credit card terminal after the fact. Other merchants simply take the credit card info via phone, mail, e-mail, or secure web form and key it in the same way without getting a card imprint.

MOTO Merchant Accounts can be loaded into almost any credit card terminal, POS System, credit card processing software or internet gateway available in the merchant service industry.  Usually they do not require a credit card terminal with all of the features of a retail merchant account and therefore the initial set-up fee or equipment cost is free. And as with most of our merchant services, MOTO merchant accounts carry a flat monthly fee of $7.95 per month, no monthly minimum and no annual fee and are able to process all 4 major credit cards as well as all debit and check cards with the Visa and Master Card logo.    

Please contact us today to apply for a MOTO Merchant Account with 1st National Processing Merchant Services. Toll Free 877-964-1622 or Apply for a Merchant Account Online.