Merchant Services

If you are looking for a superior Merchant Services Provider, you have found the right place.  We have been providing Merchant Account Services and credit card processing services for over 15 years. Our competitive programs and superior customer service and support have enabled us to build a portfolio of merchants over 200,000 strong and growing. Our long history of honesty, integrity, reliability and dependability has resulted in an unblemished reputation in the Merchant Services industry and on Better Business Websites. This reputation has enabled us to establish long term relationships with Class A merchant services settlement banks and credit card processors allowing us to offer the most competitive rates and pricing on merchant services in the industry. All of this combined with our incredible equipment pricing, lease financing and terminal placement programs makes 1st National Processing the best choice for all merchants looking to add any type of merchant services to their organization, no matter what the business type.

If you had Merchant Services previously or know someone who has, most likely you have heard or experienced one of the horror stories prevalent in the credit card processing industry. If you haven’t added merchant services to your business and are currently in the market, do yourself a favor and refer to our credit card processing practices page where you will find the section that discusses the crooked and intentionally misleading marketing and sales tactics used by all too many merchant services companies in order trick merchants into signing with their companies. Until recently the merchant services industry has been highly unregulated. The combination of that and increased competition has made the merchant services industry a very nasty place, for lack of a better term. All too many companies have nothing else to offer merchants other than price so they put together fraudulent, misleading, too good to be true deals to entice merchants into signing up for merchant services with their company. They are straight out lying to the merchants about many things on the application and have creative deals set up with their no name settlement banks to mislead the merchants into thinking they are getting a great deal on merchant services. By the time the merchant realizes what happened it is too late because they are locked into a long-term merchant services agreement with an extremely high early termination fee. This is common, and very, very real. These merchant services companies are blackening the eye of our industry. As a result of all of this many banks, processors and merchant services providers are getting hit with class action lawsuits. But this still has not stopped deceptive tactics. The merchant services companies are merely becoming more creative. Don’t be a victim. Know with whom you are dealing. Do a background check. Ask for references. Check them out on Better Business Bureau Sites. What is their rating? Are they even a member? Who is their processor? And who is their settlement bank? Is it some local no name bank or a national, regulated publicly traded financial institution? And, as we mentioned before, educate yourself by reading about all of these dirty tricks on our credit card processing practices page. Then scrutinize all merchant services providers based on this useful information. We guarantee you will be surprised by what you find.

Merchants looking for the hands down, bottom line, best merchant services deal in the industry need look no further. If you want a real deal with no tricks, no hidden fees and full disclosure, then 1st National Processing Merchant Services is the place for you. Our merchant services deals are “What You See Is What You Get”. Exactly what you are quoted is exactly what appears on your application and exactly what you see on your statement a month down the line. There are no surprises. We are not going to entice you with a below cost, front end rate, and then raise it the following month. If you want a quality company with superior merchant services and support and one which cares about each and every customer and always does the right thing when it comes to merchant services issues, Welcome to 1st National.  At 1st National we pride ourselves in honesty, integrity and full disclosure as well as superior service and support that is second to none. We are in the business of building long-term relationships. We have nothing to hide. Feel free to check us out on all of the Better Business Websites and merchant association websites. Our reputation precedes us. Want merchant referrals?  Just ask and our merchant services advisors send you as many as you need to feel comfortable. Do you want to be set up with a National Merchant Services Bank and Processor that are subjected to and monitored by the strict rules and regulations of State and Federal Banking and Finance departments? That is what you get when you sign up for merchant services with 1st National Processing. The Merchant Services Settlement banks and processors that underwrite us are very strict when is comes to which merchant services providers they allow to sell merchant accounts and other merchant services on their behalf. These banks and processors are publicly traded, national financial institutions that have must report not only to the regulatory agencies, but also to the stockholders and the SEC as well. So they do extensive background checks and random audits on their Merchant Services Providers and their Executive Officers to ensure they are compliant and to monitor for deceptive sales and marketing tactics. Those shady merchant services companies mentioned in the paragraph above wouldn’t have a prayer at getting approved with a National Institution and that is why they choose small, local, single branch banks to underwrite their dirty work. Obviously that is not the case with 1st National Processing. We are a superior Merchant Services Provider who has longevity in the industry and is backed by solid National Corporations. We are proud of what we do and the reputation we have created. Nothing makes us happier than receiving a phone call or an e-mail from a merchant who is calling to thank us for our outstanding service and to refer us a new merchant.  Superior Service & Support is our mission.

To view information on merchant accounts and other merchant services visit our Merchant Account page. You may also call us Toll Free 877-964-1622. Our qualified merchant services advisors are waiting to speak to you to custom tailor a solution to fit your needs. E-mail and after hours merchant services inquiries may contact us by e-mail or fill out our No Obligation Merchant Account Pre-Application form which will direct a qualified merchant services advisor to respond to you promptly. Thank you for your inquiry! We look forward to building a long term, mutually beneficial relationship.