Nail Salon Merchant Accounts
1st National’s Nail Salon Merchant Account is custom designed for convenience, efficiency and overall savings. Nail Salons process high volumes of low ticket transactions and have a very low profit margin. To remain profitable on all credit card, debit card and check card sales, salon merchants need a merchant account with a very low rate and an extremely low transaction fee or no transaction fee at all. 1st National specializes in Nail Salon Merchant Accounts and offers both programs depending on the needs of the particular merchant. Nail salon merchants will have the ability to accept credit cards, debit cards, and check cards and can also add other point of sale merchant services such as check guarantee, gift cards, value cards, and loyalty cards. To process these transactions, merchants can choose from any standard credit card terminal and printer combination.
These products can authorize credit cards via an analog telephone line, a digital phone line, or a high speed Ethernet, cable, Wi-Fi, and wireless connection for high traffic locations. Any of the credit card terminals offered by 1st National can support nail salon merchant account applications with or without tip and server programs. Most of them can do multi merchant programs so independent contractors can have their own merchant accounts. This proves to be a very useful and time saving feature for salon merchants who don’t want to co-mingle funds and take the time to divide and distribute them each and every month.
Nail Salon Merchant Accounts also fall into a very special category because they are very low risk and process a large quantity of small ticket credit card, debit card and check card transactions. 1st National offers 2 nail salon merchant account programs both with very low rates. One has an extremely low transaction fee of 15 cents per transaction and another with “No Transaction Fee”. American Express nail salon merchant account rates range from 2.55%-3.5% depending on the size of the transaction and the annual volume of credit card processing. The most important feature of our nail salon merchant account is the fact that our tip program application is fully compliant and will not downgrade when communicating to Visa & Master Card. This is a very important feature because the tip applications of most merchant service providers are not specifically designed for nail salons. This non compliant application causes about 75% of the transactions to not qualify with Visa and Master Card which results in the merchant paying much higher fees.
This is not the case with 1st Nationals nail salon merchant account applications. For nail salon merchants using a credit card terminal there is little or “No Start-Up Costs” and the account can be live and active in less than 24 hours. Nail salon merchant accounts typically carry a flat monthly fee of $6.00 per month, no monthly minimum and no annual fee. For qualified merchants 1st National also offers restaurants merchant accounts with a free terminal program, bundled rates for low ticket merchants, and interchange pass through for high volume locations, franchises and associations.
Please contact us today to apply for a Nail Salon Merchant Account with 1st National Processing Merchant Services.

